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11

When Do You Need Boat Insurance?

If you’re only on the water for a few months, is year-round boat insurance necessary? With warmer temperatures arriving earlier than usual, water season is well underway. Whether you’re out on your boat every day or just on weekends, boat insurance should be top of mind during the summer months — and even beyond. Even […]

12

Understanding Business Owners Insurance

What is a Business Owners Policies (BOPs) A Business Owners Policy—can protect your small business against today’s most common risks. Fire, burglary, liability and business interruption losses are all covered under a BOP. Since a BOP is prepackaged, there is only one policy to review and it can be more cost effective than purchasing separate policies. Additional […]

13

Umbrella Insurance

Umbrella Insurance While its easy to assume that only a rich person could need that much insurance coverage, you’d be surprised at how important an umbrella insurance policy can be for an average member of the middle class. For example, if you have a car insurance policy with liability coverage, you may think you have […]

14

Auto Insurance Discounts

Auto Insurance Discounts As independent insurance agents, we have access to a large number of insurance carriers.  These insurance companies offer a variety of discounts that can have a dramatic effect upon your premiums.  The following list of auto insurance discounts is not comprehensive, but it should hopefully give you an idea of the discounts […]

15

Homeowners Insurance Reviews

Did you know there are specific times when we highly recommend a homeowners insurance review?  There may be changes in your life or to your home that leave your current coverage or policy inadequate for your protection needs.  Please remember that as your agent, we are here to provide assistance and guidance in assessing your […]